Establish business credit separate from personal credit with our proven strategies and expert guidance
Business credit is a credit profile separate from your personal credit that allows your business to qualify for financing, better payment terms, and higher credit limits.
Strong business credit opens doors to better financing, higher credit limits, and improved cash flow for your business growth.
Access credit limits up to $100K+ without personal guarantees
Keep business and personal finances separate and protected
Qualify for lower interest rates and better loan terms
Get approved for financing faster with established credit
Scale your business with access to working capital
Negotiate better payment terms with suppliers
We follow a proven 6-step process to establish and build your business credit profile from the ground up.
Ensure proper business structure, EIN, and business address
Obtain D-U-N-S number and create business credit profile
Establish initial trade lines with net payment terms
Apply for business credit cards to build payment history
Monitor and optimize credit profile for maximum scores
Qualify for higher credit limits and better terms
Understand what to expect during your business credit building journey.
Establish business structure, obtain DUNS number, and set up initial trade lines
Build payment history with trade lines and business credit cards
Optimize credit utilization and establish stronger payment patterns
Achieve excellent credit scores and qualify for premium financing
Choose the package that best fits your business credit building needs and budget.
See how our clients have transformed their businesses with strong credit profiles.
Tech Startup
"Went from no business credit to qualifying for a $150K line of credit for equipment financing."
Construction Company
"Secured equipment financing without personal guarantees after building strong business credit."
E-commerce Store
"Obtained working capital to expand inventory and grow her online business significantly."
Avoid these costly mistakes that can damage your business credit profile.
Damages both credit profiles
Keep business and personal finances completely separate
Miss errors and fraud
Regular monitoring and dispute resolution
Multiple hard inquiries lower scores
Strategic credit applications with proper timing
Late payments destroy credit scores
Set up automated payments and reminders
Harder to qualify for credit cards
Start with trade lines before applying for cards
No separate business credit profile
Always use EIN for business credit applications
Get answers to common questions about business credit building.
Building business credit typically takes 6-12 months to establish a good credit profile, and 12-24 months to achieve excellent credit scores. The timeline depends on your business structure, payment history, and credit utilization.
While good personal credit helps, it's not always required. Many business credit accounts can be established without personal credit checks, especially trade lines and some business credit cards designed for new businesses.
Business credit is tied to your EIN and business entity, while personal credit is tied to your SSN. Business credit typically offers higher limits, better terms, and doesn't affect your personal credit score when managed properly.
Yes! You can build business credit through trade lines, business credit cards, and vendor accounts without taking out traditional business loans. These methods are often easier to qualify for and just as effective.
Business credit scores range from 0-100. Generally, scores above 75 are considered excellent and qualify for the best terms. Scores between 50-75 are good, and scores below 50 may require additional documentation or higher interest rates.
Our business credit building packages range from $497 to $1,997 depending on the level of service. This investment typically pays for itself through better financing terms and higher credit limits within the first year.
Without business credit, you'll rely on personal credit for business financing, which limits your borrowing capacity, affects your personal credit score, and may require personal guarantees that put your personal assets at risk.
While we can't guarantee specific scores due to various factors, we do guarantee our process and offer a money-back guarantee if we don't deliver the services promised. Most clients see significant improvement within 6 months.
Join thousands of successful businesses who have built strong credit profiles with our proven system.